E.MAP’s Mission: Create Real Competition
And Deliver Real Savings
In 1999, after several years of discussion and planning, area employers
banded together in an effort to impact the rising cost of health insurance.
Under the direction of AmeriServ Financial Corporation,
many of the region’s businesses united in an effort to introduce
competition into the local health care market. The result was E.MAP.
With the combined strength of hundreds of area
employers giving E.MAP the negotiating and purchasing power of
a major corporation, the coalition
gathered proposals from all of the region’s health insurance carriers.
The goal was to identify those carriers that were:
- Focused on quality of care and service
- Willing to
be a partner to E.MAP and support its ongoing initiatives
to reducing health insurance costs by offering preferred pricing
in exchange for E.MAP endorsement
After extensive deliberation, the E.MAP Board
of Directors determined that only one carrier – UPMC Health Plan – met all of E.MAP’s
criteria. Based on this decision, E.MAP and UPMC Health Plan formed
a partnership that allowed local businesses to offer high quality,
affordable health care to their employees without bankrupting themselves.
Together, E.MAP and UPMC Health Plan introduced a program that saved
area employers $7.7 million in premiums during the first three years
and continue to deliver real savings today.
Today, E.MAP’s mission remains intact, to stimulate
meaningful competition in the region for the benefit of local businesses,
their employees and family members.