E.MAP: The Employers Medical Access Partnership
The Employers Medical Access Partnership (E.MAP) is a business coalition
serving employers in Cambria, Somerset, Indiana, Blair, and Bedford counties.
The combined strength of hundreds of area employers gives E.MAP the
purchasing and negotiating power of a major corporation. Organizations,
large and small, benefit from its programs and services.
E.MAP is a membership organization led by a Board of Directors comprised
of representatives from area businesses, the medical community, and
organized labor. E.MAP provides programs and services that benefit both
large and small organizations.
Changes for 2014 Due to the Affordable Care Act
In addition to making health care accessible to thousands of Americans, the Affordable Care Act has also changed the way that health insurance carriers can rate their plans for small groups beginning with effective dates of January 1, 2014.
Because of the new community rating methodology, UPMC Health Plan is no longer permitted to offer discounted medical rates or rate caps for small groups (2-50 employees). Despite this change, UPMC Health Plan continues to offer affordable and competitively priced plans through E.MAP, as they have in the past.
New Medical and Dental Bundle for Small Groups
E.MAP and UPMC Health Plan have collaborated on a new “bundled” model that will drive exceptional savings. Any group with 2 to 50 employees that purchases UPMC Health Plan medical plans through E.MAP will have the opportunity to purchase UPMC Dental Advantage coverage for their employees at a 60 percent discount. These savings rival the medical discounts that E.MAP groups in the small market enjoyed in the past.
The Affordable Care Act does not modify the rating methodology for employer groups with more than 50 employees. Therefore, the E.MAP preferred pricing and rate caps remain in force.
We appreciate your support and look forward to serving you in the coming years. Click here to go to the Preferred Pricing page.